Tuesday, April 2, 2024

Can you live on a cruise ship? Yes, and here's how much it costs

live on a cruise ship

During a Saturday afternoon dinner cruise off Brooklyn, four individuals were reportedly stabbed on a party boat, amNY reported. Guests are usually taken to a more secluded part of the ship and given privacy for scattering the remains. The remains are generally required to be in a biodegradable urn and some cruise lines require the entire urn to be tossed into the sea. The ship's riff on Broadway-approved "Wizard of Oz" — 16-piece live orchestra and flying bed included — delighted me, a hater of most musicals.

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Travel agents can also help you look for deals and suggest the best ships for your budget, travel preferences and living style. If you've done the math, and think the finances will work out, you'll want to reach out to your favorite cruise line or a travel agent who specializes in extended cruise travel. Travel agency The Cruise Web has launched a Senior Living at Sea program to assist travelers who want to retire at sea, or at least spend months of each year onboard. During the pandemic, many white-collar workers were able to radically transform how — and where — they did their jobs. He booked a September cruise on Royal Caribbean's Freedom of the Seas ship and continued sailing nearly every week for a year.

Ship & Sailing Region

Even if you cruise on a ship permanently, you’ll still need to have a home country of residence, and you’ll need to obey the tax laws for that country. Salcedo isn’t a retiree – he works on the ship, managing investments for various high-worth individuals. And he isn’t tied to a single ship – at the end of his cruises he will return to his condo in Miami for a few hours, before embarking on his next voyage, often flying to a different port to meet the ship. Morton Jablin, affectionately nicknamed ‘Captain’, is another long-term cruise passenger. As of 2018, when Jablin was 94 years old, he had spent 13 years living on Seven Seas Navigator, enjoying a life of luxury. Of course, if you need to live in a care home, there’s a good chance you need a carer.

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In this article, we’ll explore the possibility of living on a cruise ship full-time, the costs involved, and what you can expect from this unique lifestyle. So, if you’ve ever wondered what it would be like to call a cruise ship your home, keep reading to find out if it’s a feasible option for you. Cruise fares can be deceptive, as the headline price often excludes additional costs. To live on a cruise ship, per person, per year, costs vary – some estimates suggest around $33,000 for a more modest lifestyle. This fare usually includes accommodation, basic meals, and access to ship amenities. However, we must be aware of extra expenses such as specialty dining, excursions, spa services, and gratuities, which can quickly increase the total cost.

live on a cruise ship

When you choose to live on a cruise ship, you’ll have to adjust to a smaller living space compared to a traditional home. Cabins on cruise ships are designed to maximize efficiency and make the most of the available space. While cruise ship cabins are typically well-equipped with essential amenities, including bedding, storage, and a private bathroom, the limited space can be a challenge for some individuals. The mere thought conjures up images of endless ocean views, luxurious amenities, and a carefree lifestyle. It may seem like a dream come true, but before you set sail, there are a few things you need to know.

You can technically live on any cruise ship; however, it may take some tactical planning to ensure that you can book the same cabin repeatedly and at the most affordable rate. If you want to live on ships from major cruise lines such as Royal Caribbean or Carnival, you must book your cruise and cabin months in advance. It’s also a good idea to book longer cruises that span weeks to minimize the amount of planning you must do. There are a lot of additional places where you’ll spend money on a cruise ship. These include Wi-Fi, restaurants, shopping onboard or at the port, drinks, clothes, and medical care. Yes, Life at Sea cruises offer a three-year cruise option for $30,000 per year.

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This includes drinks and casino spending, not to mention the money you may spend at the ports. One of the significant advantages of living on a cruise ship is the access to all-inclusive amenities. From dining options to onboard activities, there is always something to do on a cruise ship.

But during my three days on Icon, I returned to the centrally located space more often than expected. The 1,196-foot-long, 20-deck Icon of the Seas is packed with bars, restaurants, and things to do. Any shorter of an itinerary, and you might not have time to experience all it has to offer. Examine the ship’s layout to see where your cabin is in relation to key areas like the lido deck, dining rooms, and entertainment venues.

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Others, like Super Mario, have experienced living on several vessels — in his case, Royal Caribbean ships. To live on a cruise ship that’s not residential (more on those later), you essentially have to book consecutive individual cruises on a ship for as long as you’d like to live onboard. Believe it or not, some people actually do take up residence on cruise ships.

Things like mechanical breakdowns, disaster-related shutdowns and cruise line business decisions can drastically affect your plans — more so than in most land-based living situations. You would need annual travel insurance as well as enough available money to cover hotels and transportation from almost anywhere on the globe. Though cruise ships have a medical staff, they aren't equipped to handle serious health issues. You'd have to manage prescription medications from a distance for long periods of time, and schedule time off the ship for routine checkups. Any medical emergencies might require you to be airlifted from the ship, and the distance to the nearest hospital could be quite far. Plus, the cabin you book might not be designed for senior living, the way apartments at a retirement home or senior living community would be.

It is usually cheaper to live on a cruise ship than in a nursing home. The UK average cost for living in a care home is £3,550 per month ($4,250), while the US average is much higher at $7,900 per month. The average cost of living stats for the UK and for the US include typical rent payments, the cost of food, transport and entertainment, so we’re looking at very comparable rates. The UK’s cost of living makes it being cheaper than the average cruise, while the US is slightly more expensive. A cruise ship offers a number of perks over regular living, the main one being that you get to see the world.

Plus, your cruise retirement could be cut short at any point by health issues. They won't hesitate to kick you off the ship if you need more appropriate care on land – and then you'd need to quickly find a new place to live while suffering from medical concerns. For purposes of comparing the costs to traditional cruise ships, the living fee in the inside cabin on MV Narrative is $85 per person per night and the one-bedroom suite is $152 per person per night.

You can also borrow from the 10,000 books in the library, or enjoy a drink brewed in the ship’s own microbrewery. You also have the option of leasing a residence on the yacht, if you can’t afford to buy one outright. This means you can pay yearly fees at a much more reasonable five-figure sum, but the downside is that once your 12- or 24-year lease is finished, you don’t own the residence. And that cruise is epic – it’s a planned 3.5 year journey that will visit over 420 ports in 147 continents across all seven continents. And it’ll continue running this cruise in perpetuity, so once it completes the first navigation, it all begins again.

The cost to live on a cruise by Life at Sea cruises starts at $29,999 per year. There are payment options available, with the lowest starting at $2,499 per month. The cabin sizes range from 130 square feet to 260 square feet with varying views.

Cabins on middle floors offer the best combination of access to facilities and less movement in the event of rough seas. Enjoy a thrilling night out at the casino or a leisurely afternoon shopping in the onboard boutiques. Sip on artisanal cocktails and dance under the stars at the Magic Carpet or the Rooftop Garden. Pamper yourself at The Spa, or squeeze in some exercise at The Fitness Center. Our award-winning ships have everything you could ever ask for—and much, much more. All that puts the minimum for a couple or a single traveling alone (which requires single supplement charges in double occupancy cabins) just over the $50,000 per year mark.

Air Force as an Arabic linguist, Sophia now explores the world as a freelance writer. She funds her four-year (and counting!) cruise adventure using points and miles. Sophia’s travel expertise comes from her time as a reporter for The Points Guy, featured in Forbes, Business Insider, and The Balance. When not traveling, she enjoys relaxing in Priority Pass lounges with tea and battling slow Wi-Fi. Join her as she shares cruise insights and explores the world, one voyage at a time.

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